Frequently Asked Questions

We’re an independent retirement and wealth planning firm in Tampa, Florida. We help families, business owners, and retirees turn savings into dependable income and build plans around their goals — with a particular focus on the years leading into and through retirement.

We work with individuals and families across the country — especially those approaching or already in retirement — as well as business owners who want help managing a company retirement plan. Our planning can include your whole family tree, since the well-being of your parents and children is part of your own financial picture.

Yes. Your initial consultation is free and carries no obligation. It’s simply a conversation about your situation and goals, so we can both decide whether we’re a good fit to work together.

The easiest way is to schedule a free consultation or call us at 813-428-7189. We can meet in person, by phone, or by Zoom — whichever is most convenient for you.

Both. We’re based in Tampa and happy to meet at our office, but we also serve clients fully by phone and by Zoom. Many clients mix and match depending on what’s convenient that week.

Yes. We’re an Accredited Investment Fiduciary (AIF®) and CFP®-led team, held to a standard of putting your interests first when we provide advisory services.

It means our advice isn’t steered by sales quotas or a single company’s products. We work from an open platform of investment and insurance options and recommend what we believe is the best fit for you in a competitive marketplace.

Our planning spans retirement income, Social Security, investment management, tax, trust & estate coordination, insurance, long-term care, budgeting, goals-based planning, and education funding — plus corporate 401(k) plans for businesses.

No. We don’t provide tax or legal advice. We do coordinate closely with your CPA, attorney, and other professionals so the tax and legal pieces of your plan work together — and we’re glad to collaborate with the advisors you already trust.

Yes. We design and manage corporate retirement plans, including 401(k)s, with fiduciary support and an employee financial-wellness component. You can learn more on our Corporate 401(k) page.

Securities and investment advisory services are offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is a separately owned entity. You can review our background anytime on FINRA’s BrokerCheck.

You can reach your account portals from our Client Logins page, which links to Vision2020 OneView, Wealthscape Investor, and eQuipt. If you’re unsure which one to use, just reach out and we’ll point you to the right place.

We’re registered to offer securities in Florida, Virginia, California, and New Jersey, and licensed to sell insurance in Florida, Virginia, and Texas. No offers may be made or accepted from residents outside those states.

It’s how we help you make more informed decisions at every stage of life — through education and resources rather than pressure. You can read more on our Financial Wellness page.