For the next generation
Education Funding
Help them graduate ready — not in debt.
529 plans and other strategies to grow education savings tax-free, lock in tuition, and even cover college if you’re not around to see it.
Help them graduate ready — not in debt.
529 plans and other strategies to grow education savings tax-free, lock in tuition, and even cover college if you’re not around to see it.
IRS Section 529 plans are one of the most powerful ways to save for education.
Every U.S. state offers a 529 investment plan. You can use 100% of what you invest — including any growth — toward qualified education expenses: tuition, room and board, a computer, internet, books, and more. And nine states, including Florida, offer a prepaid option that lets you lock in today’s tuition rates for a child who may have only just been born.
Use 100% of your money — including the growth — toward qualified education expenses.
Money invested in a 529 grows tax-free and comes out tax-free for qualified expenses.
Florida and eight other states offer prepaid plans that lock in today’s tuition rates.
Use it for college, K–12 (up to $10,000/yr), vocational school, and many schools in and outside the U.S.
Anyone can contribute to a child’s 529 — and a contributor can fund up to five years’ worth of gifts at once, giving that money more time to grow. Plans are easy to set up and surprisingly flexible if circumstances change.
Start a college planFlexible if your child’s path changes.
We can show you how to combine life insurance with college savings so your children’s college costs can be covered — tax-free — even if you’re not there to see it. It’s one more way a plan can finish what you started, no matter what happens.
Tax-advantaged ways to prepare for what's ahead.
Before investing in a 529 plan, consider the plan’s investment objectives, risks, charges, and expenses, and whether your or the beneficiary’s home state offers tax or other benefits available only for investing in that state’s plan. Non-qualified withdrawals may be subject to taxes and a penalty. Rollover and K–12 provisions carry conditions and limits. This is general information, not tax or legal advice; please consult a tax professional.
Let’s build an education plan that grows with your family.